There are certain countries - England, France and Canada amongst them - where health care is considered every person's right and is therefore offered by the state as a civil service, much like authorities or fire defense.
APRIL UK then offer add-ons that can extend your core cover, depending on your needs. Alternative 1 permits you to include cover for alternative treatments like acupuncture, chiropractic care or homeopathy. Option 2 provides a money benefits scheme to provide money payments to you in certain medical situations (e.g. ₤ 25 per night you remain in medical facility https://www.healthcareinternational.com/ to help with parking charges and so on, or ₤ 150 maternity cash per kid born to pay for essentials like a taxi house or an emergency situation child-minder if it is not your first!). Choice 3 supplies cover for Psychiatric care and Alternative 4 permits you to change the health centers you are permitted to make use of.
Aviva have a similar design to Axa, whereas Vigor leave the terms rather less clear, explaining that they 'may' cover 'some' associated conditions, so it is best to go over that with them if you are thinking about a policy and are worried about the pregnancy cover particularly http://www.wpa.org.uk/products/corporate-healthcare.aspx. Liberty Medical insurance insurance offer cover for pregnancy problems in their add-on 'Executive positive aspects' package. They also pay a pregnancy and maternity advantage.
Health care Organizations (HMOs) - which pay just for treatment within their network of carriers ...